ICICI PRUDENTIAL
Lalitha Venkatakrishnan
Senior Financial Advisor
Introducing ICICI Pru GIFT Select – A Smart Life Insurance Plan
Secure Your Future with Guaranteed Returns!
🔹 50% Guaranteed Instant Cashback – Get half your premium back early for financial flexibility!
🔹 Regular Income for 29 Years – Enjoy a steady stream of income starting from the 2nd policy year.
🔹 100% Maturity Benefit – Receive your total premium back as a lump sum at maturity.
🔹 Flexible Premium Options – Choose your premium amount and enjoy higher returns.
Example Returns for ₹5L Premium:
✔ Instant Cashback: ₹2.5L
✔ Yearly Income: ₹1.58L for 29 years
✔ Maturity Benefit: ₹50L
✔ Total Returns: ₹98.36L
Introducing ICICI Pru GOLD Cashback – A High-Value Insurance Plan
Your Best HNI Story Today!
🔹 Earn 38% Every Year – Get annual returns from the next month onwards!
🔹 ~50% Cashback Every 5th Year – Enjoy increased benefits periodically.
🔹 Guaranteed Income Till 99 Years – Steady income for a lifetime.
🔹 Lump Sum Maturity Benefit – Secure your legacy with a massive payout.
Example Returns for ₹5L Premium:
✔ Annual Income: ₹1.93L every year
✔ 5th Year Bonus: ₹2.56L every 5th year
✔ Maturity Amount: ₹7.98 Cr
✔ Total Returns: Up to 15.50X your investment
🚀 Pay in February, Get Income in March!
Additional Benefits:
✅ Tax-Free Income – Keep more of what you earn
✅ Cashback Every 5th Year – Boost your financial flexibility
✅ Lump Sum Maturity Benefit – Secure long-term financial goals
✅ Life Cover Throughout the Policy Term – Protection for your loved ones
Introducing ICICI Pru Assured Savings Insurance Plan – Secure your future with a risk-free, high-return savings plan
GUARANTEED – DOUBLE YOUR MONEY!
🔹 Guaranteed 2.2X Returns on Your Savings – Secure and assured growth for your investment.
🔹 Pay for 10 Years, Enjoy Double Returns – Get back more than twice your contribution.
🔹 Safe & Assured Returns with No Market Risk – Peace of mind with guaranteed benefits.
🔹 Flexible Payment Options (8-16 or 10-20 Years) – Choose a plan that fits your needs.
🔹 Maturity Benefits Up to ₹2.18 Crore – Maximize your long-term wealth.
Example Returns
✔ Invest ₹10L/Year for 10 Years → Get ₹2.18 Crore
✔ Invest ₹5L/Year for 10 Years → Get ₹1.09 Crore
✔ Invest ₹2L/Year for 10 Years → Get ₹43.77 Lakh
✔ Invest ₹1L/Year for 10 Years → Get ₹21.88 Lakh
Introducing ICICI Pru Protect N Gain – A Smart Wealth & Protection Plan
Your Best Financial Growth Story Starts Today!
🔹 Secure Your Future with ICICI Pru Protect N Gain – A powerful savings and protection plan.
🔹 Pay ₹1,09,742 Annually for 10 Years – Simple and affordable premium structure.
🔹 Guaranteed Protection & Growth – Life cover and wealth accumulation combined.
Example Returns
✔ Survival Benefits at 75 Years:
@8% Returns → ₹88.61 Lakh
@10% Returns → ₹1.57 Crore
@12% Returns → ₹2.76 Crore
✔ Life Insurance Cover → ₹1 Crore
✔ Accidental Death Cover → ₹1 Crore
✔ Accidental Disability Cover → ₹1 Crore
✅ Tax Benefits – Enjoy tax savings on premiums and payouts
✅ Long-Term Wealth Creation – Secure up to 2.76 Cr returns
✅ Full Protection for 40 Years – Coverage till age 75
📌 Ideal for a 35-Year-Old Non-Smoker Male (PPT: 10 Years | Policy Term: 40 Years)
Beyond the Balance Sheet – Secure What Truly Matters
ICICI Pru iProtect Super – Life Cover of ₹1 Crore
🔹 Affordable Premiums – Flexible plans to suit your needs
🔹 Comprehensive Protection – Secure your family’s future
🔹 Trusted by Thousands – Backed by ICICI Prudential Life
Annual Premiums
✔ Select Profile – Premiums till Age 75
📌 Age 30 → ₹22,004 (ICICI Pru) | ₹23,420 (HDFC) | ₹23,471 (Max) | ₹23,107 (Bajaj)
📌 Age 35 → ₹26,732 (ICICI Pru) | ₹29,548 (HDFC) | ₹31,300 (Max) | ₹29,084 (Bajaj)
📌 Age 40 → ₹35,820 (ICICI Pru) | ₹42,008 (HDFC) | ₹41,705 (Max) | ₹40,716 (Bajaj)
📌 Age 45 → ₹48,725 (ICICI Pru) | ₹54,036 (HDFC) | ₹53,306 (Bajaj)
✔ Standard Profile – Premiums till Age 75
📌 Age 30 → ₹23,917 (ICICI Pru) | ₹23,420 (HDFC) | ₹23,471 (Max) | ₹23,107 (Bajaj)
📌 Age 35 → ₹29,056 (ICICI Pru) | ₹29,548 (HDFC) | ₹31,300 (Max) | ₹29,084 (Bajaj)
📌 Age 40 → ₹38,935 (ICICI Pru) | ₹42,008 (HDFC) | ₹41,705 (Max) | ₹40,716 (Bajaj)
📌 Age 45 → ₹52,962 (ICICI Pru) | ₹54,036 (HDFC) | ₹53,306 (Bajaj)
What makes ICICI Pru Platinum special?
Opportunity to grow your wealth through market-linked returns
Watch your savings grow
Grow your wealth through market-linked returns with a choice of 22 fund options.
Boost your savings
Infuse additional savings using the Top-up feature to keep pace with your evolving financial goals.
Withdraw systematically
Avail monthly payouts for life to supplement your income needs through the Systematic Withdrawal Plan (SWP).
Make the most of your savings
Save more with the product with low-cost charge structure with no Premium Allocation Charge.
Optimize your tax savings
Tax benefits may be available on premiums paid and benefits received as per prevailing tax laws.
Perfect for Professionals
Designed for entrepreneurs and individuals looking for long-term financial growth and risk-free security.
Securing Lives, One Policy at a Time
Life insurance isn’t just about policies—it’s about securing dreams, protecting families, and ensuring a future without uncertainties. Behind every policy lies a commitment to safeguarding your loved ones, providing financial stability, and offering peace of mind in an unpredictable world.
Beyond numbers and premiums, we believe in crafting solutions tailored to every stage of life. From securing your child’s education to ensuring a comfortable retirement, we stand by you. Because in the journey of life, financial security should never be a compromise—it should be a promise.
Ready to Secure Your Future? Let's Talk!
Invest in Protection. Invest in Peace of Mind. Get Insured Today!
